renovation loan

You can use Liisi’s renovation loan in many ways – to purchase furniture, order floors and doors or windows, but also for many smaller purchases. It does not matter if you find paint in one store and a battery drill in another, because with a renovation loan, you have the money in your account. The loan conditions are flexible – you can create a suitable repayment schedule, repay the loan earlier, or extend the contract instead. You can perform all loan-related operations in our self-service. Consider your decision thoroughly and read the terms of the contract. If you have any questions or would like to consult us, please contact us.

In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in the Veriff OÜ environment if the total amount of your loans is 15,000 euros or more. If you are not a citizen of the Republic of Estonia, we might also ask you to identify yourself. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.

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Additional information

The financial services provider is Holm Bank AS. Review the terms and conditions of the contract and consult an expert. The annual percentage rate of charge is 18,67% on the following sample conditions – loan amount: €2000; contractual fee: €40; repayment period: 36 months; fixed interest rate: 8.9% of loan amount per annum; total amount payable: €2574; net repayments: €2574; number of repayments: 36.

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