Credit card
Monthly interest rate from 1.13%
Card limit up to €5,000
Free purchase insurance
No monthly or management fees
15 days interest-free
*Holm bank has a campaign for new card customers from October to December.
Holm Bank offers both plastic and virtual VISA credit card. You can apply for both credit cards in Holm self-service. You can apply for the virtual card also through our app, and it will be ready for immediate use upon signing the contract.
The cards come with free purchase insurance, which you can read more about here. We will send the plastic card to your home free of charge within a week.
Citizens of the Republic of Estonia of legal age or people with a long-term residence permit can apply for a credit card. Holm credit cards can be easily managed in our app and on our self-service site. They come with flexible repayment options and can be used to make safe online purchases.
In the event of the loss or theft of your card, you can block your card on the self-service site, in our app, or by calling us immediately on 677 0760.
Weigh everything up and review the terms and conditions of the contract before making your decision. If you have any questions or need advice, get in touch with us.
Campaign for new card clients
If you order a Holm or Liisi credit card by the end of the year and use it to pay for goods or services up to €2,500 by 31 December, Holm will give you €100 cashback!
The campaign is valid for all new card customers who use the card during the campaign period 01.10.23-31.12.23 in the amount of at least €2,500.
For those who made purchases for at least €2,500, Holm bank will transfer €100 to the client account in Holm bank in January 2024.
Holm has the right to refuse to reimburse any amount if it has been earned in a criminal manner, such as through fraud, or if the transaction is suspicious in any other way.
According to the terms of the self-service agreement, if you have contractual obligations to Holm, the bank has the right to debit the amount on your customer account to cover these obligations.
Frequently asked questions
The physical credit card should be activated on our self-service site, virtual credit card is ready to be used right away after you have activated internet purchases and inserted 3D password.
Additional information
Changes in the terms of the payment card agreement of Holm Bank AS will come into effect on 01.12.2021. Changes in the terms of the payment card agreement for existing customers will come into effect on 14.03.2022. You can read the new payment card terms and conditions at here. Changes in the terms of the payment card agreement are first and foremost related to the adoption of virtual payment cards.
The financial services provider is Holm Bank AS. The issuer of the card is Wallester AS. Read the terms of the contract and consult an expert. The annual percentage rate is 29.83% under the following sample conditions: credit limit €2,000, fixed interest rate 24% per annum, total repayments €2,503.41. This rate is calculated on the assumption that the credit limit is immediately used in full and repaid in equal monthly instalments over a period of one year with the total amount repaid being €2,503.41.
Holm Bank AS
Posti 30, 90504 Haapsalu
Commercial Register code
14080830
