credit card

Holm Bank offers both plastic and virtual VISA credit card. The card has no fixed monthly fees, making it suitable for paying for unexpected expenses. The card can be used to pay for services and products, book a hotel, buy plane tickets, rent a car or in any other way that suits you.

  • 15 days interest-free after every purchase
  • Flexible repayments
  • Secure internet purchases
  • Manage your card in self-service site or in the app
  • Add to Google Pay or mTasku

You can apply for both credit cards in Holm self-service. You can apply for the virtual card also through our app, and it will be ready for immediate use upon signing the contract. We will send the plastic card to your home free of charge within a week. Citizens of the Republic of Estonia of legal age or people with a long-term residence permit can apply for a credit card.

Weigh everything up and review the terms and conditions of the contract before making your decision. If you have any questions or need advice, get in touch with us.

In the event of the loss or theft of your card, you can block your card on the self-service site, in our app, or by calling us immediately on 677 0760.

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More than 25 years of experience

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Additional information

Changes in the terms of the payment card agreement of Holm Bank AS will come into effect on 01.12.2021. Changes in the terms of the payment card agreement for existing customers will come into effect on 14.03.2022. You can read the new payment card terms and conditions at here. Changes in the terms of the payment card agreement are first and foremost related to the adoption of virtual payment cards.

The financial services provider is Holm Bank AS. The issuer of the card is Wallester AS. Read the terms of the contract and consult an expert. The annual percentage rate is 29.83% under the following sample conditions: credit limit €2,000, fixed interest rate 24% per annum, total repayments €2,503.41. This rate is calculated on the assumption that the credit limit is immediately used in full and repaid in equal monthly instalments over a period of one year with the total amount repaid being €2,503.41.

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