Monthly interest rate from 1.13%
Card limit up to €5,000
Free purchase insurance
No monthly or management fees
15 days interest-free
*Holm bank has a campaign for new card customers from October to December.
Holm Bank offers both plastic and virtual VISA credit card. You can apply for both credit cards in Holm self-service. You can apply for the virtual card also through our app, and it will be ready for immediate use upon signing the contract.
The cards come with free purchase insurance, which you can read more about here. We will send the plastic card to your home free of charge within a week.
Citizens of the Republic of Estonia of legal age or people with a long-term residence permit can apply for a credit card. Holm credit cards can be easily managed in our app and on our self-service site. They come with flexible repayment options and can be used to make safe online purchases.
In the event of the loss or theft of your card, you can block your card on the self-service site, in our app, or by calling us immediately on 677 0760.
Weigh everything up and review the terms and conditions of the contract before making your decision. If you have any questions or need advice, get in touch with us.
If you order a Holm or Liisi credit card by the end of the year and use it to pay for goods or services up to €2,500 by 31 December, Holm will give you €100 cashback!
Card services department
8:00-18:00
kaart@holmbank.ee
+372 677 0760
Why choose Holm Bank?
Extensive experience thanks to 350,000 people who have trusted us
Why choose Holm Bank?
A bank based entirely on Estonian capital
Why choose Holm Bank?
We want to support with expert advice and suitable solutions
Why choose Holm Bank?
We offer hire purchase in Estonia in both regular and online stores
Why choose Holm Bank?
The services are accessible online contactlessly, customer support can be contacted via email and telephone
Why choose Holm Bank?
We develop Holm products with people’s needs in mind
Why choose Holm Bank?
We follow the principles of responsible lending
Why choose Holm Bank?
We offer both credit products and fixed-term deposits
Changes in the terms of the payment card agreement of Holm Bank AS will come into effect on 01.12.2021. Changes in the terms of the payment card agreement for existing customers will come into effect on 14.03.2022. You can read the new payment card terms and conditions at here. Changes in the terms of the payment card agreement are first and foremost related to the adoption of virtual payment cards.
The financial services provider is Holm Bank AS. The issuer of the card is Wallester AS. Read the terms of the contract and consult an expert. The annual percentage rate is 29.83% under the following sample conditions: credit limit €2,000, fixed interest rate 24% per annum, total repayments €2,503.41. This rate is calculated on the assumption that the credit limit is immediately used in full and repaid in equal monthly instalments over a period of one year with the total amount repaid being €2,503.41.
Posti 30, 90504 Haapsalu
14080830