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Hoiuse intress kuni 2,5%

Pane oma raha kasvama

Apply

Apply for a home loan

deposit

Deposit

duration

Loan period

Average monthly payment

Loan amount

Home loan calculator

Purpose

min. 20% of the cost of the property (10% with KredEx guarantee) or additional collateral

Self-financing

Term of contract

annuity schedule or schedule with equal principal payments

Payment schedule

Annual interest rate

Contract fee

Suitable collateral

The borrower must be a citizen of the Republic of Estonia or a natural person residing in the Republic of Estonia on the basis of a work and residence permit who is an adult, has full active capacity, would like to obtain credit secured by real estate and is assessed by the bank as having sufficient regular income to service the loan

Requirements for borrower

* EURIBOR data are based on the EURIBOR rate published by the European Money Markets Institute (emmi-benchmarks.eu). A negative EURIBOR is set to zero.

Information before signing the contract

Frequently asked questions

Aitame hinnata meie toodete sobivust igale konkreetsele inimesele või ettevõttele

Personaalne lähenemine

Extensive experience thanks to 350,000 people who have trusted us

More than 25 years of experience

A bank based entirely on Estonian capital

Holm is an Estonian bank

We want to support with expert advice and suitable solutions

People are helpful and caring

We offer hire purchase in Estonia in both regular and online stores

We are partner with over 2,000 stores and e-shops

The services are accessible online contactlessly, customer support can be contacted via email and telephone

Online services

We develop Holm products with people’s needs in mind

We are constantly expanding our product portfolio

We follow the principles of responsible lending

Responsible

We offer both credit products and fixed-term deposits