Apple Pay is here!

Connect your Holm bank card with Apple Pay for convenient payments

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Apple Pay is here!

<p>Connect your Holm bank card with Apple Pay for convenient payments</p>

New! Credit card 100

<ul> <li>Interest 0%</li> <li>Monthly fee €0</li> <li>Contract fee € 0</li> </ul>

Consumer loan

<p><strong>Campaign! Consumer loan with 0 € contractual fee in March</strong></p>

New! Liisi Plus hire purchase

<p><strong>Campaign! Interest 0% for 3 months</strong></p>

Free purchase insurance

<p>• In the e-shop and in the store<br /> • For purchases from €100 to €5 000<br /> • Valid for 180 days after receipt of goods</p>

Watch out for criminal scam calls!
Criminals may present themselves as a service provider or the police and by claiming to solve a problematic issue, ask you to reveal or enter your ID code and/or PIN codes of your identification device (Mobile-ID, Smart-ID, etc.). By revealing your codes, you give criminals the opportunity to make harmful transactions for you.
Remember - entering PIN 2 is equivalent to signing the contract!

The story of Holm Bank

Holm is an Estonian-owned bank committed to financing the investment plans of both private and business clients.

Our focus is on a personalised approach to clients, flexible conditions, and smart use of time. We aim to combine high-tech mobile banking solutions with highly valued human support.

Among our services are term deposits, physical and virtual credit cards, financing of private and business clients, and instalment plans – all available on the go and managed digitally.

Give all your financing decisions the consideration they deserve!

Holm – planning for tomorrow.

More about Holm

Why choose Holm Bank?

More than 25 years of experience

Extensive experience thanks to 350,000 people who have trusted us

Why choose Holm Bank?

Holm is an Estonian bank

A bank based entirely on Estonian capital

Why choose Holm Bank?

People are helpful and caring

We want to support with expert advice and suitable solutions

Why choose Holm Bank?

We are partner with over 2,000 stores and e-shops

We offer hire purchase in Estonia in both regular and online stores

Why choose Holm Bank?

Online services

The services are accessible online contactlessly, customer support can be contacted via email and telephone

Why choose Holm Bank?

We are constantly expanding our product portfolio

We develop Holm products with people’s needs in mind

Why choose Holm Bank?


We follow the principles of responsible lending

Why choose Holm Bank?

Services for both private clients and companies

We offer both credit products and fixed-term deposits


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