Leasing for companies

At Holm, we contribute to the growth of your business by offering leasing solutions. We finance the purchase of vehicles, construction, forestry, agricultural and other equipment, commercial vehicles, industrial and other machinery necessary for business operations. Both finance and operating leasing are available to match your needs.
We allocate a dedicated customer success manager to support you in all operations.

Please contact us at 675 5055 or by email at liising@holmbank.ee

Leasing
starting from €10,000
Down payment
starting from 10%
Lease term
up to 7-years
Repayment schedule
seasonal payments available according to the company's business needs
Additional collateral
guarantee from the company owner and/or management board member and/or another company if needed
Interest rate
individual interest rate
Leasing fee
1% of the asset purchase price, minimum of €150
Age of the asset at the end of the lease term
depends on the asset

Why choose Holm Bank?

More than 25 years of experience

Extensive experience thanks to 350,000 people who have trusted us

Why choose Holm Bank?

Holm is an Estonian bank

A bank based entirely on Estonian capital

Why choose Holm Bank?

People are helpful and caring

We want to support with expert advice and suitable solutions

Why choose Holm Bank?

We are partner with over 2,000 stores and e-shops

We offer hire purchase in Estonia in both regular and online stores

Why choose Holm Bank?

Online services

The services are accessible online contactlessly, customer support can be contacted via email and telephone

Why choose Holm Bank?

We are constantly expanding our product portfolio

We develop Holm products with people’s needs in mind

Why choose Holm Bank?

Responsible

We follow the principles of responsible lending

Why choose Holm Bank?

Services for both private clients and companies

We offer both credit products and fixed-term deposits

Frequently asked questions

At Holm Bank, leasing can be applied for by legal entities registered in Estonia that have been operating for at least 12 months, public legal entities, as well as sole proprietors.
Holm leasing can be used to support, grow and expand a company's business by financing the necessary equipment, machinery, technology or vehicles.
Choose the assets you wish to purchase and submit a leasing application. Holm Bank makes an offer on the basis of which a contract can be concluded.
Documents required for applying for leasing at Holm Bank include:
Sales offer of the asset being acquired;
Financial statements of the company, including the balance sheet and income statement for the last completed financial year and the balance sheet and income statement for the last full quarter of the current financial year (if the report has not been submitted to the registry);
Information on the company's operations and the intended use of the acquired asset (does not need to be in document form);
If a personal guarantee from the company's owner or board member is provided as additional collateral, a completed and signed guarantee application may be required;
Appraisal report if the asset being acquired is used and the seller is not a company that deals with the sale of the specific asset.
Holm Bank may request additional documents and information for making a decision.
Banks have the right and obligation to identify the origin of the funds or other assets used by the client in transactions, including obtaining from the client documents and/or information about the counterparty or other person related to the transaction, in order to prevent money laundering and terrorism financing.
Suitable collateral for Holm includes a guarantee from KredEx (now known as Enterprise Estonia Foundation, EIS) or Rural Development Foundation (MES), a guarantee from a member of the company's management board or owner, a guarantee from a legal entity closely related to the company, or a mortgage on the company's property or a property belonging to a closely related person.
Banks are obligated to collect information about the beneficial owner for the purposes of anti-money laundering and tax information exchange law compliance.

Additional information

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