Deposit from €500-€100,000
Deposit period
3–60 months
Interest rate up to 4.60%
Risk-free
Guaranteed growth
Money for depositing and saving
The charm of a fixed-term deposit lies in the fact that money is kept in a safe place and is growing at the same time. Holm deposits, just like those of any financial institution, are protected by the national Guarantee Fund in the amount of up to €100,000. You can open a fixed-term deposit in our self-service. You can withdraw the deposit amount together with the accrued interest amount at the end of the deposit period. You can also use the option to automatically extend the deposit period; the interest rates and conditions valid at the time of the extension apply for each new period.
Interest is calculated based on a 360-day year and the actual number of days in the transaction. Interest rates apply to fixed-term deposits in the amount of 500 to 100,000 euros.
Period (months) | 3-5 | 6-8 | 9-11 | 12 | 18 | 24 | 36 | 48 | 60 |
Interest (%) | 4.00 | 4.20 | 4.40 | 4.60 | 4.60 | 4.00 | 3.60 | 3.60 | 3.60 |
Sign a fixed-term deposit agreement in our self-service
Make a transfer
Start growing your money
At the end of the deposit period, extend or withdraw the money together with the accrued interest amount
In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in the Veriff OÜ environment if the total amount of your deposits, including interest, exceeds 15,000 euros. If you are not a citizen of the Republic of Estonia, we might also ask you to identify yourself. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.
Why choose Holm Bank?
Extensive experience thanks to 350,000 people who have trusted us
Why choose Holm Bank?
A bank based entirely on Estonian capital
Why choose Holm Bank?
We want to support with expert advice and suitable solutions
Why choose Holm Bank?
We offer hire purchase in Estonia in both regular and online stores
Why choose Holm Bank?
The services are accessible online contactlessly, customer support can be contacted via email and telephone
Why choose Holm Bank?
We develop Holm products with people’s needs in mind
Why choose Holm Bank?
We follow the principles of responsible lending
Why choose Holm Bank?
We offer both credit products and fixed-term deposits
Posti 30, 90504 Haapsalu
14080830