Holm mortgage loan is a loan with flexible terms secured by real estate. We also accept agricultural land, incl arable land. A mortgage loan is suitable for major investments. It is a long-term loan, repayable over up to 15 years. You can apply for the loan in self-service. Our specialist will personally review your application and contact you. The application process requires the possibility to encrypt and decrypt with an ID card. Think carefully about your financing needs, because every loan is a commitment that must be honored. Make sure the loan doesn’t put you in a difficult financial position.
In order to comply with the due diligence obligation assigned to us as a bank, we ask you to identify yourself by video in the Veriff OÜ environment before signing the agreement.. In order to identify yourself, you need an internet-connected device with a working camera. Have your identity document at hand and follow the step-by-step instructions on the screen. We’ll send the personal link for verification of your identity to your email address.
The financial services provider is Holm Bank AS. Review the terms and conditions of the contract and consult an expert. The annual percentage rate is 5.35% on the following model terms and conditions: the loan amount to be used in full after entry into the contract is €100 000, repayments are made as monthly annuity payments, the contract fee is €1000, the contract term is 15 years and the variable interest rate is 6-month EURIBOR + 5% per year. As a result, the total amount of payments is €144 197,18 and the amount of repayments €143 197,18. The number of repayments is 180. The example does not take into account the costs of valuation of the property used as collateral, the notary fees related to the provision of collateral and state fees and the cost of insuring the collateral.