Purchase insurance

The Holm credit card comes with purchase insurance against unforeseeable destruction, damage, theft and robbery of goods.

Valid for purchases from €100 to €5000

Valid for purchases from €100 to €5000

Included free of charge with every card

Included free of charge with every card

Valid for 180 days after receipt of goods<br>

Valid for 180 days after receipt of goods

Covers purchases made with a credit card online and in physical shops

Covers purchases made with a credit card online and in physical shops

Purchase insurance

Examples

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Holm Bank's purchase insurance for debit cards is provided by If P&C Insurance AS.
Please familiarize yourself with the terms and conditions at if.ee and ask them for advice! In case of a claim, call If Insurance at 777 1211 or file a claim at if.ee
When filing a claim, enter the keyword „Holm“ in the policy number field.

Frequently asked questions

Credit card purchase insurance covers new (unused) movable property with a purchase price of €100 to €5000.
Credit card purchase insurance does not cover rented, hired or leased property, high-power motor vehicles, animals or plants. A more detailed list can be found in the Terms and Conditions of the Purchase Insurance.
Credit card purchase insurance is valid in both physical and online shops.
Yes. In this case, the indemnity will be paid in proportion to the part of the purchase amount that the insured person paid using the card.
The insurance is valid worldwide except in Ukraine, Russia and Belarus. The insurance does not cover purchases made online or by other means of communication from Ukraine, Russia or Belarus. For more information, see the Terms and Conditions of Purchase Insurance.
Credit card purchase insurance is valid for up to 180 days after receipt of goods.
The cardholder's total insurance coverage per year is €10,000. The one-year period is counted from the date of issue of the card.
The credit card purchase insurance deductible in the case of an insured event is €30.
You can file a credit card purchase insurance claim by filling in a form on the website of our partner If P&C Insurance AS by clicking on this link. When filing a claim, include the keyword ‘Holm’ in the policy number field.
Keep purchase invoices and receipts so that in the event of unforeseen destruction or theft of your product, you can quickly and conveniently file a claim with If.
In the case of an insured event, If will transfer the indemnity to the insured person's current account. If will not pay the indemnity someone else (another insurance company, the person responsible for the damage, etc.) has already reimbursed for the damage.

The financial services provider is Holm Bank AS. The issuer of the card is Wallester AS. Read the terms and conditions of the contract and consult an expert.

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