Holm Bank.Private.Credit card.April and May new customer offer

Offer for first-time customers

All customers who sign a Holm credit card agreement between 01.04–31.05.2026 and have not had an active credit card agreement in the past 12 months are eligible for the campaign. The offer applies to both the no-fee Credit Card 100 and credit cards with a higher limit.
And that’s not all – all cardholders will receive 10% cashback on purchases made at the RDE.EE online store until the end of June.

Offer valid for new customers

01.04.-31.05.2026

On April and May purchases

get 3% back in June

Holm will transfer the cashback

to your customer account at Holm Bank

Your virtual card is ready to use

immediately after signing the contract

Free of charge

purchase insurance

Contract and maintenance fees

0 €
Offer for first-time customers

Holm offers a physical and virtual VISA credit card without monthly fees, which you can apply for via Holm self-service and app. We will send the plastic card to your home address within a week, free of charge, and the virtual card will be ready to use as soon as you sign the contract. The app and self-service offer a convenient overview of your payments and other transactions.

Credit Card 100 comes with a monthly limit of €100 and is completely free - no monthly fee, no interest. If you’re looking for a higher limit, you can apply for our standard credit card. That card also has no monthly fee, but interest will start to apply from the 15th day after the purchase. You can use the card in retail shops, online stores and to pay for services. It is also possible to withdraw money from ATMs with a Holm credit card. Purchases made with the credit card are protected by purchase insurance. Read more here. To find out your personal credit limit, please fill out the application in our self-service.

Campaign terms and conditions

Who is eligible to participate in the campaign?
All customers who sign a Holm credit card agreement between 01.04–31.05.2026 and have not had an active credit card agreement within the past 12 months are eligible. The campaign applies to both the no-fee Credit Card 100 and credit cards with a higher limit.
How will I receive the cashback?
Holm Bank will calculate 3% cashback on purchases made during the campaign period and transfer it to your customer account at Holm Bank after campaign. Please note that cashback will not be paid if the credit card agreement has been terminated before the payout.
Do partner cashback terms also apply to new cardholders in the same month?
Yes, partner cashback campaign terms also apply. The purchase amounts and cashback from both campaigns are combined.
Which transactions are included in the campaign?
All transactions made during the campaign period are included, including card payments and cash withdrawals. Transactions to digital wallets, such as Revolut or Trustly, are not included.
For which period is cashback calculated?
The 3% cashback is calculated only on transactions made during the campaign period. Transactions that are later fully or partially refunded by the merchant will not be included in the cashback calculation.
Which period of transactions is taken into account for the cashback?
The 3% cashback is calculated only on valid transactions made during the campaign period, based on their status at the time of cashback calculation. Transactions that have been fully or partially refunded by the merchant after the purchase will not be included in the cashback calculation.
Does Holm Bank have the right to refuse cashback payments?
If you have outstanding contractual obligations to Holm Bank, the bank has the right, in accordance with the Self-Service Agreement terms, to use the funds in your customer account to cover those obligations. Holm Bank also reserves the right to refuse cashback if it has been earned through fraudulent, unlawful, or otherwise suspicious activity.

Additional information

Price list
Pre-contractual information
Reminder
Contesting of card transactions
Terms and conditions

Card services department
E-R 8:00-18:00

[email protected]

+372 677 0760

Financial service provider is Holm Bank AS. The card issuer is Wallester AS. Consider your decision carefully and review the terms and conditions. If you have any questions or would like advice, please contact us and consult a specialist.

Holm Bank AS

Posti 30, 90504 HaapsaluReg. code 14080830VAT EE101970615

Business registration code

14080830

Credit institution license

02.04.2019

Customer service

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