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10.11.2025

Holm Bank offers 3% annual interest on all deposit terms

From 10 to 16 November, both private and business customers can open fixed-term deposits at Holm Bank with an annual interest rate of 3%, regardless of the chosen deposit period. “Estonia’s leading deposit rate of 3% per annum on all terms gives customers the freedom to choose how long they wish to deposit their savings,” said Kaspar Kalvet, Chairman of the Management Board of Holm Bank. “A similar campaign we ran in September attracted considerable interest from customers, and we decided to repeat it before the end of the year.”

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31.10.2025

Holm Bank Latvia Launches Loan Refinancing Service

Holm Bank Latvia, a subsidiary of the Estonian bank Holm Bank AS, has launched a loan refinancing service, enabling customers to combine several existing loans and hire-purchase agreements into one. The loan consolidation is intended for people who want to simplify their monthly budgeting and gain a clearer overview of their financial commitments. “Many households manage more than one loan at a time. Different repayment dates, interest rates and lenders can make it challenging to keep track,” said Kaspar Kalvet, CEO of Holm Bank. “By consolidating these into a single agreement, customers can plan ahead more easily and manage their obligations with greater clarity.”

06.10.2025

Holm – Bank of Good Plans is Now 5 in Latvia!

Holm Bank Latvia celebrates its 5th anniversary in October. Holm has its roots in Estonia, where it received a banking licence in 2019. In Latvia, Holm operates as a credit provider, closely following the same strict rules and regulations that apply to banks. “I believe we are among the most responsible non-bank credit providers in the Latvian market, and that says a lot about our culture and discipline,” says Rolands Bērziņš, Latvian Business Project Manager.

19.09.2025

How to Recognize a Scam Call and Protect Yourself

Head of Business Continuity and Information Security at Holm Bank, Alland Parman, shares how to build habits that help protect against increasingly sophisticated fraud schemes.

19.09.2025

Holm Bank Raises Fixed-Term Deposit Rates to 3% Regardless of Term

Until 28 September, Holm Bank is offering a fixed annual interest rate of 3% on all fixed-term deposits, regardless of their duration. The last time Estonian banks offered an average fixed-term deposit rate of 3% was in December last year.

17.09.2025

Deposits and Habits: Why Do We Let Money Sit Idle?

According to Bank of Estonia data (as of 31 July 2025), household deposits have continued to grow. By the end of July 2024, households had €12.4 billion in banks. A year later, the figure had risen by 9% to €13.6 billion. The majority of this money (71%) is sitting in current accounts, where the growth has been strongest (+15%), reaching €9.7 billion by the end of July. Meanwhile, the volume of term deposits has fallen by 3% to €3.9 billion.

Holm Bank AS

Posti 30, 90504 HaapsaluReg. code 14080830VAT EE101970615

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02.04.2019

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+372 675 5055[email protected]

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