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06.10.2025

Holm – Bank of Good Plans is Now 5 in Latvia!

Holm Bank Latvia celebrates its 5th anniversary in October. Holm has its roots in Estonia, where it received a banking licence in 2019. In Latvia, Holm operates as a credit provider, closely following the same strict rules and regulations that apply to banks. “I believe we are among the most responsible non-bank credit providers in the Latvian market, and that says a lot about our culture and discipline,” says Rolands Bērziņš, Latvian Business Project Manager.

19.09.2025

How to Recognize a Scam Call and Protect Yourself

Head of Business Continuity and Information Security at Holm Bank, Alland Parman, shares how to build habits that help protect against increasingly sophisticated fraud schemes.

19.09.2025

Holm Bank Raises Fixed-Term Deposit Rates to 3% Regardless of Term

Until 28 September, Holm Bank is offering a fixed annual interest rate of 3% on all fixed-term deposits, regardless of their duration. The last time Estonian banks offered an average fixed-term deposit rate of 3% was in December last year.

17.09.2025

Deposits and Habits: Why Do We Let Money Sit Idle?

According to Bank of Estonia data (as of 31 July 2025), household deposits have continued to grow. By the end of July 2024, households had €12.4 billion in banks. A year later, the figure had risen by 9% to €13.6 billion. The majority of this money (71%) is sitting in current accounts, where the growth has been strongest (+15%), reaching €9.7 billion by the end of July. Meanwhile, the volume of term deposits has fallen by 3% to €3.9 billion.

Artūrs Rubins, Head of Debt Management at Holm Bank Latvia
07.08.2025

Artūrs Rubins: Work Means Making an Impact

“At Holm, there’s enough freedom to shape direction, drive ideas forward, and prove value through action,” says Artūrs Rubins, Head of Debt Management at Holm Bank Latvia.

07.08.2025

Holm Bank Survey: 75% of Term Deposit Holders Intend to Continue Depositing

According to a recent survey commissioned by Holm Bank, 75% of Estonian depositors intend to continue using term deposits. This indicates that even lower interest rates have not diminished people’s willingness to save through fixed-term deposits.

Holm Bank AS

Posti 30, 90504 HaapsaluReg. code 14080830VAT EE101970615

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02.04.2019

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+372 675 5055[email protected]

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