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Holm Bank.Private.Veego loan

Veego loan

With a Veego loan, you can purchase a suitable new or used car from the veego.ee portal. The Veego loan is an unsecured loan, and its interest rate is not tied to Euribor. You can immediately register the vehicle in your name, and the registration fee can be included in the loan payment. Additionally, no down payment or comprehensive insurance is required, making the car purchase process flexible and easy.


Loan amount

up to €25,000

Interest rate

5,99%

Contract fee

€30 or 2%

Contract length

6-120 months

Down payment from

0 €

Optional

loan payment protection insurance
Veego loan

We will make a personalised offer for you, based on the loan amount you choose, the term of the contract, and your creditworthiness. All actions can be done digitally, whether it's applying, modifying the loan schedule, or even making an early repayment.

The Veego car loan is financed by Holm Bank AS. Carefully consider your decision and review the terms of the contract. If you have any questions or need advice, feel free to contact us.

Loan payment protection insurance

Loan payment protection insurance provides financial security in unexpected situations that may affect your ability to make loan payments. If you face challenging circumstances, such as incapacity for work or job-loss, the insurance can help cover your loan payments.

The insurance can be conveniently added through our self-service platform before signing the loan agreement. For more detailed information about loan payment protection insurance, please refer to our loan payment protection insurance page or click the loan insurance information tooltip in self-service before signing the loan agreement.

The provider of loan payment protection insurance is If P&C Insurance AS. Please familiarize yourself with the terms and conditions In the event of a claim, please call +372 777 1211 or submit your claim at if.ee.

Loan payment protection insurance

Frequently asked questions

1. How can I apply for a consumer loan and sign a contract?
Submitting a loan application is convenient and secure. After submitting an application, the response will be displayed immediately. If the decision is positive, please examine our offer, prepare a suitable payment schedule, carefully read the terms and conditions and sign the loan contract.
If you need more time to think things through before you sign the contract, the offer will be pending in our self-service environment.
We follow the principles of responsible lending. Therefore, in some cases, we need your bank statement or digital identification. We will always keep you up to date with the application process.
2. Is it possible to choose a suitable repayment period when drawing up a Holm small loan contract?
Yes. The repayment period of a Holm small loan can be 6–120 months. The exact payment schedule will become clear after assessing your solvency.
3. Can I pay more than one instalment in a month?
Yes – the amount overpaid will be an advance on the next instalment(s).
4. Can I change the payment schedule of my Holm small loan contract?
Yes, it is usually possible to make the Holm small loan payment schedule longer or shorter and to change the payment date. If you want to do so, notify Holm in writing on paper or by e-mail at [email protected].
5. Can I terminate Holm consumer loan agreement earlier?
Yes, you can repay the loan or part of it received under the Holm consumer loan agreement ahead of time. If you have such a request, notify Holm in writing on paper or by e-mail [email protected].
6. Where do I see my contracts?
You can see your contracts from our self-service. Enter self-service here.
7. When and to which account will my loan amount be paid?
After signing the contract, we usually pay out the loan amount within 1 working day. The loan amount will be transferred to your personal account.
8. How am I identified?
In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in the Veriff OÜ environment if the total amount of your loans is €15,000 or more. If you are not a citizen of the Republic of Estonia, we might also ask you to identify yourself.
A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.
9. Who can apply for a Holm small loan?
All citizens of the Republic of Estonia or people with a permanent residence permit in Estonia at least 18 years of age can apply for a Holm small loan. Your income must be at least €385 a month and you must not be in arrears.
10. Will I be sent a monthly invoice?
Holm instalments and small loans are paid on the basis of a payment schedule (annex to the contract). Holm does not send a monthly invoice. Make sure that the payment reaches our account no later than the payment deadline (for example, on holidays and public holidays, the transfer of interbank payments may be delayed). In order not to forget the payment, you can enter into a standing order in your Internet bank. You can also follow the payment schedule in our self-service environment.
11. What is the credit limit for a Veego car loan?
A credit limit is a monetary limit within which you can purchase goods or services. With Holm small loans, it is possible to apply for a maximum of €25,000. Your possible Holm small loan limit will be determined after you submit the application. Fill in the application here.
12. Is a management fee applied to loan contract?
The monthly management fee starts from €0. The amount of the management fee is reliant on the current terms and conditions and effective campaigns. Please review the terms and conditions in your offer and contract.

Additional information

Pre-contractual information
Price list

The financial services provider is Holm Bank AS. Review the terms and conditions of the contract and consult an expert. The annual percentage rate of charge is 16,26% on the following sample conditions – loan amount: €4 000; contract fee: €80; repayment period: 48 months; fixed interest rate: 7,9% of loan amount per annum; total amount payable: €5 355,25; net repayments: €5 355,25 ; number of repayments: 48.

Holm Bank AS

Posti 30, 90504 Haapsalu

Business registration code

14080830

Credit institution license

02.04.2019

Customer service

[email protected]

Data protection

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