home consumer loan

A Liisi home consumer loan offers financial support when you’re about to buy or kit out a new home. It doesn’t lumber you with a mortgage, and there are no downpayments or monthly fees. Since the loan doesn’t constitute a mortgage, there’s no need to get it notarised and the property doesn’t have to be registered in the borrower’s name in the Land Register. Moreover, you can chose a repayment schedule that suits you. You can apply for the loan – and do everything else related to it – on our self-service site. Weigh everything up and review the terms and conditions of the loan before making your decision. If you have any questions or need advice, get in touch with us.

In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in the Veriff OÜ environment if the total amount of your loans is 15,000 euros or more. If you are not a citizen of the Republic of Estonia, we might also ask you to identify yourself. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.

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Additional information

The financial services provider is Holm Bank AS. Review the terms and conditions of the contract and consult an expert. The annual percentage rate of charge is 12.08% on the following sample conditions – loan amount: €15,000; contractual fee: €300.00; repayment period: 60 months; fixed interest rate: 5.9% of loan amount per annum; total amount payable: €19,688.12; net repayments: €19,688.12; number of repayments: 60.

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