Do you already have a credit card with no monthly fee? One that is always there when you need it, without a regular cost just for having it. Until the end of November, all new Holm credit card holders can enjoy our other benefits and a chance to win a wonderful holiday!
The prize is a €2,000 gift card from Estravel, Estonia’s largest travel agency. It can be used to book flights, accommodation, a package holiday, a spa break or even a cruise.

Our credit cards have no monthly fee – if you do not use your card, there is no cost. Your virtual card is ready to use as soon as you sign the agreement, and your physical card will arrive within a week.
Find out more about Credit Card 100 or the Holm Credit Card with a higher limit, and choose the one that suits you!
Credit card 100
Holm credit Card
Agreement fee and monthly fee
Free

1. The campaign is organised by Holm Bank AS.
2. The campaign runs from 29 October to 30 November 2026.
3. The prize draw is open to all customers who sign a Holm Credit Card or Credit Card 100 agreement during the campaign period and have not held a credit card with us in the last 12 months.
4. The prize is a €2,000 gift card from the travel agency Estravel, allowing the winner to choose their own holiday.
5. The draw will take place on 2 December 2026, and we will contact the winner personally. Only the winner’s first name and the initial of their surname will be published on the campaign page.
6. The General Terms and Conditions of Prize draws also apply.
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