hire-purchase makes your life easier

Life is full of surprises. The best help for unexpected purchases and bigger expenses is a hire-purchase plan, which allows you to pay for goods and services in instalments. You’ll find Liisi hire-purchase across Estonia and you can use it to buy almost anything your heart desires.


The number-one choice in Estonia


2 000 points of sale


No management fee

Hire-purchase calculator

Järelmaksu kalkulaator

The result is an estimate and the final monthly payment depends on the customer’s credit rating

Hire-purchase leads to dreams


hire-purchase for travel

There are many ways to relax. Sometimes getting your hands dirty in the garden is enough. At other times, a long walk in the woods by your home will do. But sometimes you want more. The possibility to finance a package tour provides support in situations like these. Travel now and pay later whether you’re headed to the rainforest, a ski destination, the opera, a foodie tour – whatever you desire.

*If your preferred tour operator isn’t a Liisi partner, not to worry. Send us the invoice, submit the application for Liisi hire-purchase and, if you’re approved, we’ll pay the bill.


Flexible conditions


Can be used with any travel agency


No management fee

Why use our financing?


Up to €10 000


Signing fee from €0


Down payment from €0


Instalments from €7


Interest rate 9.9%


Contract term up to 60 months


Using hire-purchase to pay for online purchases is especially convenient and rapid

The internet is the new global shopping capital and various online retailers cater to any desire. To make shopping easy, we’ve created a Liisi ID that allows you to set up a financing plan to pay for your purchases in just 60 seconds.

To make it especially simple, you don’t even need a user account. Use the solution at all online stores that accept Liisi as a method of payment.


Add products to shopping cart


Choose Liisi as the method of payment


Choose the contract term and repayment date


Sign digitally using your ID card or Mobile-ID

For more information about the service and before signing an agreement, have a look at the
frequently asked questions, price list and terms and conditions.

Mon-Fri 8.00-18.00
Sat 10.00-16.00

Holm Bank AS
Posti 30, 90504 Haapsalu; Ehitajate tee 114, 13517 Tallinn
Commercial Register code: 14080830
Date of decision granting activity licence: 02.04.19
Data protection official: andmekaitse@holmbank.ee

About us

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