Business loan
Loan up to €25,000
Self-financing from 0%
Contract up to 5 years
Interest rate from 8%
Contractual fee up to 1% of the loan amount, minimum €100
Grace period available
Holm’s business loan is intended for companies that want a loan in the amount of up to €25,000. Both private and legal persons can provide the collateral for the small business loan. The terms of the business loan are flexible and the company usually receives the loan within a few days. You can apply for a loan and perform all operations in the self-service. Our specialist will personally review the applications and, if necessary, contact you.
You can also send your request via e-mail at arilaenud@holmbank.ee.
Intended purpose
for small investments
Loan amount
€5,000–25,000
Self-financing
from 0%
Length of loan contract
up to 5 years
Payment schedule
up to 5 years
Grace period
up to 6 months
Annual interest rate
from 8%
Contract fee
up to 1% of the loan amount, minimum €100
Suitable collateral
surety of person(s) related to the company, or a combination of all above
Requirements for the borrower
a private limited company or a public limited company registered and operating in Estonia; liquidation or bankruptcy proceedings have not been initiated against the company
In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in Veriff OÜ if your deposits with interest or the total amount of loans are 15,000 euros or more. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.
Frequently asked questions
Additional information
Holm Bank AS
Posti 30, 90504 Haapsalu
Commercial Register code
14080830
