3% annual interest rate on all deposit terms for the last time this year

For the final time this year, private individuals and businesses can open a fixed-term deposit at an annual interest rate of 3% until 14 December, regardless of the length of the deposit term.

"Holm Bank aims to offer the highest possible deposit interest rate to people in Estonia. You can think of our current offer as an early festive gift that lets you put your savings to work with a guaranteed return and with the highest interest rate available among banks," said Kaspar Kalvet, Chairman of the Management Board of Holm Bank. "Our previous similar campaigns have been extremely popular, which is why we aim to offer this opportunity again ahead of Christmas."

"I remain convinced that neither individuals nor companies should keep money in a current account, where it loses the most value. A fixed-term deposit is a safe way to hold funds and earn a guaranteed return. Deposits up to €100,000 are protected by the national Guarantee Fund. Anyone who opens a deposit during this campaign can be certain of earning 3% interest per year, whether the term is three months or three years. This is by far the best offer on the Estonian market," said Kalvet.

"I always recommend opening several deposits with different maturities, so that when one term ends, the released funds can be used if needed while the others continue to earn interest," he added, noting that it is always worth checking and comparing deposit rates across banks to find the best offer on the market.