Liisi Plus – flexible hire purchase

We offer you a personalized interest rate, which depends on the amount you apply for and your creditworthiness.

No management fees are added, but there is a contract fee.

Hire purchase can be applied for by all Estonian citizens or residents of Estonia with permanent residency, who are at least 20 years old and do not have any outstanding debts.

The payment for hire purchase should be made according to the payment schedule, which can be found in the appendix to the contract. We do not send separate monthly invoices. Ensure that the payment reaches us by the due date, and please note that, for example, on weekends and holidays, the movement of interbank payments may be delayed. To ensure you don't forget to make the monthly payment, you can set up a standing order in your internet bank. You can keep an eye on the payment schedule in our self-service portal.

Yes, when formalizing the contract, you can choose a repayment period and a payment date that suits you.

Yes, generally, it is possible to change the hire purchase repayment schedule, and if desired, the amount can be repaid early. Please inform us of your request through our self-service portal or at [email protected].

If you want to know in advance for what amount you can use hire purchase, you can apply for a hire purchase limit in our self-service portal, which you can find here. The hire purchase limit allows you to be sure that you can get the desired amount for your purchase. The limit is valid for 60 days and allows you to apply for hire purchase both in our partner stores and by using Liisi Pluss with a transfer of the amount directly to your bank account.

Swedbank
Log in to the Swedbank Internet bank.
Select ‘Everyday banking’ and ‘Account statement’.
Mark the period ‘Start’ (6 months ago from today) and ‘End’ (today).
Select ‘Send inquiry’.
Then click "Download" at the top right of the displayed statement.
You can save the document in ASICE format to the computer with the confirmation of the bank, or send it to [email protected] together with the personal identification code. You can also upload your account statement in our self-service environment.

SEB
Log in to the SEB Internet Bank.
Select ‘Transactions’ from the menu and then ‘Account statement’.
Select the period: ‘From’ (6 months from today) and ‘Until’ (yesterday).
Select ‘Digitally signed’ and then save the account statement to your computer.
Send the saved account statement together with your personal identification code to [email protected]. You can also upload your account statement in our self-service environment.

LHV
Log in to the LHV Internet bank.
Select ‘Assets and liabilities’ from the menu and then ‘Account Statement’.
Select the period: start date (6 months ago from today) and end date (today).
Then, click the ‘Save’ button at the top right and save the account statement in ASICE format to your computer.
Send the saved account statement together with your personal identification code to [email protected]. You can also upload your account statement in our self-service environment.
Coop Pank
Log in to the Internet Bank from https://www.cooppank.ee/en
Select ‘Statement’.
Select the period: ‘From’ (6 months from today) and ‘Until’ (today).
Select ‘Account statement’.
Click ‘Save’, select the ASICE file format, and save the account statement to your computer.
Send the saved account statement together with your personal identification code to [email protected]. You can also upload your account statement in our self-service environment.

Luminor
Log in to the Luminor Internet Bank.
Select ‘Post’, select the subject ‘Account’, and enter the content of the message: ‘Please send a digitally signed statement for my account No. xxx for the last 6 months to the e-mail address.’
Please note! Luminor only sends encrypted (CDOC format) statements by e-mail, which you can only open with your ID-card and PIN 1 (decrypt with an ID-card). Then, save the file in ASICE format (as a digitally signed file) to your computer. Send the saved statement together with your personal identification code to [email protected]. You can also upload your account statement in our self-service environment.