Investment loan

Holm investment loan is suitable for financing the new plans of businesses. It’s a long-term loan whose payment schedule may be up to 15 years. Suitable collateral includes real estate and guarantees from KredEx and the Estonian Rural Development Foundation (ERDF). The loan terms are flexible, you can apply for a grace period if you need one, and you can choose a payment schedule that suits you. Our specialist will personally review your application and contact you to discuss the prospects of your business plan.

You can also send your request via e-mail at

Intended purpose
new investments
Loan amount
from €25,000
from 0%
Length of loan contract
up to 5 years
Payment schedule
up to 15 years
Grace period
up to 6 months
Annual interest rate
from 7.9%
Contract fee
from 0.25%
Suitable collateral
real estate, surety of person(s) related to the company, MES or Kredex surety or a combination of all above.
Requirements for the borrower
a private limited company or a public limited company registered and operating in Estonia; liquidation or bankruptcy proceedings have not been initiated against the company

In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in Veriff OÜ. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.

Why choose Holm Bank?

More than 25 years of experience

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