Loans for private clients
| Conclusion of a loan agreement | up to 2% of loan amount, at least €30 |
| Amendment of the terms and conditions of the agreement | €15 |
| Premature repayment of the loan in part or in full | 0.5% of the loan amount to be repaid or 1% of the loan amount to be repaid if the period between the day of premature repayment and the term of the agreement is longer than one year |
Home and mortgage loan for a private client
| Conclusion and amendment of the loan agreement | 1% of loan sum, minimum €150 |
| Early repayment of the loan in full or in part | 3 month interest amount. In case of 3 months notice, the early repayment fee does not apply, only the interest on the contract must be paid before the time the loan has been used |
Loans for business clients
| Conclusion of a loan agreement | 1% of the loan amount, at least €100 |
| Amendment of the terms and conditions of the agreement | conditions of the agreement 1% of the loan amount, at least €100 |
| Premature repayment of the loan in part or in full | with a five-days’ advance notification, the interest to be paid from the date of the return to the term of the loan (no more than for the next six months) |
| Payment date change | Free |
Credit card
| Ordering the first card | Free of charge |
| Renewing upon expiry | Free of charge |
| Closure | Free of charge |
| Replacement | €10 |
| Monthly fee | Free of charge |
| Submitting an unjustified demand for refund | €20 per transaction |
| Checking the account balance in all ATMs | €0.47 per operation |
| Amendment of the terms and conditions of the agreement | €15 |
| Other transactions in ATMs | €0.47 per transaction |
Other fees
| Late payment interest rate | The rate fixed in the agreement |
| Reminder upon delays in payment | Free of charge |
| Sending a debt notice | €5 |
| Sending a notice of cancellation of the agreement to a business client | €20 |
| Debt notices after the due date of the loan | If the bank’s claim is up to €500: - fee for first debt notice €15 - fee for second and third debt notice €5 If the bank’s claim is €501–1,000: - fee for first debt notice €20 - fee for second and third debt notice €5 If the bank’s claim is more than €1,000: - fee for first debt notice €25 - fee for second and third debt notice €5 |
| Preparation and issuance of certificate/confirmation letter (from 1 Jan 2023) | €8 |
The service charges specified in the price list may be subject to value added tax pursuant to the Value Added tax Act.
Holm Bank AS may change the price list by notifying thereof one month in advance on the website www.holmbank.ee (it is not necessary to notify of adding a new service or reducing the price of a service).
The price list of Holm Bank AS is valid as of 7 June 2019.
Holm Bank AS
Posti 30, 90504 Haapsalu
Commercial Register code
14080830
