In the case of loans where the amounts are larger and the company does not have sufficient hedging guarantees, it is possible to apply for additional guarantees through the KredEx Foundation and/or the Rural Development Foundation (MES). The loan conditions are flexible, you can choose a suitable payment schedule, repay the loan ahead of time, if desired, or apply for a grace period, if necessary. Interest is paid only on the used part of the loan. You can apply for a loan and perform all the operations in the self-service. Our specialist will personally review the applications and, if necessary, contact you to discuss the perspective of the business plan and support you with the analysis.
In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in Veriff OÜ if your deposits with interest or the total amount of loans are 15,000 euros or more. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.
Why choose Holm Bank?
Extensive experience thanks to 350,000 people who have trusted us