Business loan with MES and KredEx surety

In the case of loans where the amounts are larger and the company does not have sufficient hedging guarantees, it is possible to apply for additional guarantees through the KredEx Foundation and/or the Rural Development Foundation (MES). The loan conditions are flexible, you can choose a suitable payment schedule, repay the loan ahead of time, if desired, or apply for a grace period, if necessary. Interest is paid only on the used part of the loan. You can apply for a loan and perform all the operations in the self-service. Our specialist will personally review the applications and, if necessary, contact you to discuss the perspective of the business plan and support you with the analysis.

Intended purpose
for greater investments
Loan amount
from €25,000
from 0%
Length of loan contract
up to 5 years
Payment schedule
until 10 years
Grace period
up to 6 months
Annual interest rate
from 4,9%
Contract fee
from 0,25%
Suitable collateral
MES or Kredex surety, real estate, surety of person(s) related to the company, or a combination of all above
Requirements for the borrower
a private limited company or a public limited company registered and operating in Estonia; liquidation or bankruptcy proceedings have not been initiated against the company

In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in Veriff OÜ if your deposits with interest or the total amount of loans are 15,000 euros or more. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.

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