Business loan

Holm’s business loan is intended for companies that want a loan in the amount of up to €25,000. Both private and legal persons can provide the collateral for the small business loan. The terms of the business loan are flexible and the company usually receives the loan within a few days. You can apply for a loan and perform all operations in the self-service. Our specialist will personally review the applications and, if necessary, contact you to discuss the perspective of the business plan and support you with the analysis.

Intended purpose
for small investments
Loan amount
€5,000–25,000
Self-financing
from 0%
Length of loan contract
up to 5 years
Payment schedule
up to 5 years
Grace period
up to 6 months
Annual interest rate
from 6%
Contract fee
0 €
Suitable collateral
surety of person(s) related to the company, or a combination of all above
Requirements for the borrower
a private limited company or a public limited company registered and operating in Estonia; liquidation or bankruptcy proceedings have not been initiated against the company

In order to fulfil the due diligence obligation set for us as a bank, we ask you to identify yourself by video in Veriff OÜ if your deposits with interest or the total amount of loans are 15,000 euros or more. A device with an Internet connection and a working camera is required for verification. Have your ID ready and follow the step-by-step instructions on screen. We will send you an email with a personal link to verify your identity.

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