Consumer loan

Holm offers flexible and personal small business loans. Both private and legal persons can provide the collateral for the small business loan.

We work in cooperation with KredEx and the Estonian Rural Development Foundation, which offer additional guarantees for entrepreneurs.

The small business loan is generally transferred to the company’s account within a few days and there are no additional costs.

Consider your decision carefully – review the terms and conditions of the loan contract and consult an expert, if necessary.

Personaalne ärilaen

Flexible conditions

Paindlikud lahendused - Holmi ärilaen

Own contribution none

Ärilaen kuni 250 000

Contract fee none

Develop your business

Intended purposeFor developing business activities of the company, purchasing equipment and machinery, other small investments, and acquiring goods
Loan amountUp to 25,000 euros
Own contributionNone
Period3 – 60 months
Grace period Up to six months
Interest rateFrom 10.99% of the outstanding balance of the loan on an annual basis
Contract fee-
CollateralSurety given by a private or legal person
Requirements for recipient of loan* A private limited company or public limited company registered and operating in Estonia
* Liquidation or bankruptcy proceedings have not been initiated against the company

Holm Bank AS

Looking for a tailor-made business loan?
This is possible.


Fill in the business loan application here


We will contact you within two working days at the latest


Identify yourself**

**If the loan amount exceeds 15,000 euros for the first time, we will ask a representative of the company to verify themselves by video in the Veriff OÜ environment or to arrange a meeting with a bank representative. A device with an internet connection and a working camera is required for identity verification by video. Have your identity document ready and follow the on-screen, step-by-step instructions. We will send you an e-mail with a personal link for verifying your identity.

For more information about the service and before signing an agreement, have a look at the terms and conditions.

Mon-Fri 9.00 - 17.00

Holm Bank AS
Posti 30, 90504 Haapsalu; Pärnu mnt. 158/1, 11317 Tallinn
Commercial Register code: 14080830
Date of decision granting activity licence: 02.04.19
Data protection official:

Business customer

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