Holm offers flexible and personal small business loans. Both private and legal persons can provide the collateral for the small business loan.
We work in cooperation with KredEx and the Estonian Rural Development Foundation, which offer additional guarantees for entrepreneurs.
The small business loan is generally transferred to the company’s account within a few days and there are no additional costs.
Consider your decision carefully – review the terms and conditions of the loan contract and consult an expert, if necessary.
Own contribution none
Contract fee none
|Intended purpose||For developing business activities of the company, purchasing equipment and machinery, other small investments, and acquiring goods|
|Loan amount||Up to 25,000 euros|
|Period||3 – 60 months|
|Grace period||Up to six months|
|Interest rate||From 10.99% of the outstanding balance of the loan on an annual basis|
|Collateral||Surety given by a private or legal person|
|Requirements for recipient of loan||* A private limited company or public limited company registered and operating in Estonia
* Liquidation or bankruptcy proceedings have not been initiated against the company
We will contact you within two working days at the latest
**If the loan amount exceeds 15,000 euros for the first time, we will ask a representative of the company to verify themselves by video in the Veriff OÜ environment or to arrange a meeting with a bank representative. A device with an internet connection and a working camera is required for identity verification by video. Have your identity document ready and follow the on-screen, step-by-step instructions. We will send you an e-mail with a personal link for verifying your identity.
Holm Bank AS
Posti 30, 90504 Haapsalu; Pärnu mnt. 158/1, 11317 Tallinn
Commercial Register code: 14080830
Date of decision granting activity licence: 02.04.19
Data protection official: email@example.com
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