Business loan secured by real estate, mortgage

In the case of larger loan amounts and longer repayment schedules, it is possible to use the business loan as a mortgage loan, setting the loan surety as real estate, which can be an apartment, house, forest, farmland, etc. The real estate surety allows the company to take a longer grace period at the beginning of the loan and a more flexible payment schedule throughout the loan period.
Always consider loan decisions thoroughly and feel free to contact us if you have any questions. We are ready to discuss your plans with you to find a solution that works well for you.

Ärilaen kuni 250 000

Loan amount up to 250 000€

Paindlikud lahendused - Holmi ärilaen

Preliminary decision without appraisal report

Personaalne ärilaen

Loan period up to 60 months

Develop your business

Intended purposeFor developing business activities of the company, purchasing equipment and machinery, other small investments, and acquiring goods
Loan amount2,500 to 250,000 euros
Own contributionNone
PeriodUp to 120 months
Grace period Up to six months
Interest rateFrom 10% of the outstanding balance of the loan on an annual basis
Contract fee150 €
Collateral* Surety given by a private or legal person
* Real estate as security
Requirements for recipient of loan* A private limited company or public limited company registered and operating in Estonia
* Liquidation or bankruptcy proceedings have not been initiated against the company

Holm Bank AS

Looking for a tailor-made business loan?
This is possible.


Fill in the business loan application here


We will contact you within two working days at the latest


Identify yourself**

**If the loan amount exceeds 15,000 euros for the first time, we will ask a representative of the company to verify themselves by video in the Veriff OÜ environment or to arrange a meeting with a bank representative. A device with an internet connection and a working camera is required for identity verification by video. Have your identity document ready and follow the on-screen, step-by-step instructions. We will send you an e-mail with a personal link for verifying your identity.

For more information about the service and before signing an agreement, have a look at the terms and conditions.

Mon-Fri 9.00 - 17.00

Holm Bank AS
Posti 30, 90504 Haapsalu; Pärnu mnt. 158/1, 11317 Tallinn
Commercial Register code: 14080830
Date of decision granting activity licence: 02.04.19
Data protection official:

Business customer

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Before entering into any agreement read the terms and conditions of the respective service and consult with a specialist.

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