Business loan secured by real estate, mortgage
In the case of larger loan amounts and longer repayment schedules, it is possible to use the business loan as a mortgage loan, setting the loan surety as real estate, which can be an apartment, house, forest, farmland, etc. The real estate surety allows the company to take a longer grace period at the beginning of the loan and a more flexible payment schedule throughout the loan period.
Always consider loan decisions thoroughly and feel free to contact us if you have any questions. We are ready to discuss your plans with you to find a solution that works well for you.
Loan amount up to 250 000€
Preliminary decision without appraisal report
Loan period up to 60 months
Business loan calculator
* The result is an estimate and the final monthly payment will depend on the customer’s credit rating
|Intended purpose||For developing business activities of the company, purchasing equipment and machinery, other small investments, and acquiring goods|
|Loan amount||2,500 to 250,000 euros|
|Period||3 – 60 months|
|Grace period||Up to six months|
|Interest rate||From 12.5% of the outstanding balance of the loan on an annual basis|
|Contract fee||1.0% of the loan amount, 100 euros at minimum|
|Collateral||* Surety given by a private or legal person
* Real estate as security
|Requirements for recipient of loan||* A private limited company or public limited company registered and operating in Estonia
* Liquidation or bankruptcy proceedings have not been initiated against the company
We will contact you within two working days at the latest
**If the loan amount exceeds 15,000 euros for the first time, we will ask a representative of the company to verify themselves by video in the Veriff OÜ environment or to arrange a meeting with a bank representative. A device with an internet connection and a working camera is required for identity verification by video. Have your identity document ready and follow the on-screen, step-by-step instructions. We will send you an e-mail with a personal link for verifying your identity.
Holm Bank AS
Posti 30, 90504 Haapsalu; Pärnu mnt. 158/1, 11317 Tallinn
Commercial Register code: 14080830
Date of decision granting activity licence: 02.04.19
Data protection official: email@example.com
You are on a website of a company offering financial services – Holm Bank AS.
Before entering into any agreement read the terms and conditions of the respective service and consult with a specialist.
© 2020. Holm Bank AS